Life has a way of offering up bad breaks, even when Neva Knoll is just 11 years old. The Ham Lake 5th Grader was sitting on a casting table at Gillette Chrildren's Hospital. A pony fell on top of her leg at her sister Morgan's 6th birthday party in July.
Last autumn, Neva, Morgan and their mother, Melissa, suffered something far more devastating than a broken leg. They lost their dad and husband. He was really, really healthy then, instantly, he was really sick. He died.
Greg Knoll was a fun-loving adventurous, Minneapolis Police SWAT Team member who was stricken with stomach cancer at 38 years of age. In a flash, everything Greg and Melissa has worked for could have been lost. In financial things and taking care of the family, he was really strong and very responsible in taking care of us. "It was very unexpected to lose Greg. It was never in our plans, but the plans that he made with the life insurance took care of us so that we are able to stay in our house and the girls are still able to dance."
Nobody wants to end up in a cemetery prematurely, but unforunately people do all of the time. Still, it is estimated that 68 million Americans have no life insurance whatsoever. Life Insurance companies say that those who do have life insurance, on average, do not have enough.
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